About Salt n' Fork
What is Salt n' Fork?
Salt n' Fork is a growing collection of focused tools for everyday tasks. Each tool is built to solve one thing well — calculating retirement benefits, splitting a bill, finding something to do, making a decision. Small problems that come up often and deserve a dedicated answer.
Most tools are completely free. The Budget App has a free tier alongside an optional paid subscription. The 3-Bucket System is a paid ebook.
Finance & Money
Most Bahamians don't know what their NIB retirement benefit will actually be until it's too late to do much about it. This calculator lets you enter your earnings history and contribution record to get a realistic estimate of your monthly benefit at retirement. Free to use, no account needed.
Freelancers typically undercharge because they only think about the hours they're billing — not NIB contributions, slow months, vacation, or the taxes owed on every dollar. This calculator walks through all of it: desired income, non-billable time, expenses, and tax obligations, and gives you the minimum hourly or project rate you actually need to survive and save. Free to use.
Shows you exactly what happens to your loan when you make extra payments. Enter your loan balance, interest rate, and minimum payment, then see the full amortization schedule and how much interest you save by paying even a little more each month. Free to use.
Upload a PDF bank statement from any of the five major Bahamian banks and the app automatically reads, categorizes, and organizes your transactions into a budget. Your financial data never touches our servers — everything is processed and handed off directly to your own spreadsheet. The free tier includes one upload and Excel export. The premium tier ($5/month) adds batch uploads, historical statements, Google Sheets export, cash entry, and email auto-import.
A 33-page ebook written by a Bahamian, for Bahamians. It covers the real math behind NIB, how to track spending in a cash-heavy economy, and the complete 3-Bucket System for building savings on any income. No Roth IRAs, no American advice that doesn't apply here — just a practical system designed for how money actually works in The Bahamas. One-time purchase, instant PDF download, includes printable worksheets.
Food & Social
A restaurant guide for the Bahamas. Browse by location, category, or vibe. Real places, real recommendations — not algorithmically ranked paid placements. Free to use.
Split a restaurant bill fairly between any number of people. Handles tip, tax, and unequal items — including scenarios like someone's birthday where one person eats free. Shows each person's exact share. Free to use.
Pick how much time you have (2, 5, or 10 minutes) and a category, and get a quick activity suggestion. Good for killing time between tasks or breaking a rut without spending 20 minutes deciding what to do. Free to use.
Pick a vibe — deep, fun, awkward, nostalgic — and get a single conversation-starter question. Useful for first dates, family dinners, or any group that needs something to actually talk about. Free to use.
Tools & Learning
Enter your project's required pieces and the dimensions of the boards you're buying, and the optimizer lays out exactly how to cut them for minimum waste. Fewer boards purchased, less scrap left over, lower project cost. Built for woodworkers. Free to use.
YouTube's recommendation algorithm keeps showing you the same things. This tool surfaces random videos by category and length — a way to actually discover content outside your usual bubble. Free to use.
Can't make up your mind? Flip a coin, roll a die, or spin a wheel. Sometimes the fastest way to make a decision is to let chance do it — and notice whether you're relieved or disappointed by the result. Free to use.
Curated starting points for learning something new — whether you want to pick up a trade, a creative skill, a language, or something technical. No courses to buy, no sign-ups required. Just a clear path to get started. Free to use.
Who made this?
Salt n' Fork is an independent project building simple tools for real use. No venture funding, no growth targets — just useful things built carefully.
Contact
Questions or feedback? Send us a message.