Terms of Service

Acceptance of Terms

By using saltnfork.com or any tool hosted on our subdomains (e.g., budget.saltnfork.com, eat.saltnfork.com), you agree to these terms. If you don't agree, please don't use the site.

What We Provide

Salt n' Fork is a collection of free and paid tools hosted across subdomains of saltnfork.com. Most tools are free to use with no account required. The 3 Bucket Budget App requires a Google account and offers both a free tier and a paid subscription. The 3-Bucket System is a paid ebook.

Tools are provided for individual use. You may not redistribute, resell, or sublicense any tool or its output.

Your Data

Most Salt n' Fork tools run entirely in your browser and do not send your data to our servers. The Budget App processes bank statements client-side but requires a Google account for authentication and optional Google Sheets export. You are responsible for any financial data you upload, export, or share through our tools. We do not store your bank statements or financial data on our servers.

For details on what data we do collect (analytics, cookies, contact form submissions), see our Privacy Policy.

Intellectual Property

All tools, code, design, content, and branding on Salt n' Fork are owned by Salt n' Fork. You may not copy, reproduce, redistribute, reverse-engineer, or create derivative works from any part of our tools or site without written permission.

Acceptable Use

You agree not to:

Use our tools for any illegal purpose. Scrape, crawl, or use automated means to access the site or its tools. Attempt to interfere with, disrupt, or compromise the functionality of any tool. Misrepresent your identity or affiliation when using our services.

Third-Party Services

Our site and tools use third-party services that have their own terms and privacy policies:

Google Analytics for site usage data. Google AdSense for advertisements. Formspree for contact form processing.

Disclaimer of Warranties

All tools and content are provided "as is" without warranties of any kind, express or implied. Calculator results, budget analyses, and any other outputs are estimates and should not be treated as financial, legal, or professional advice. You use our tools at your own risk.

Limitation of Liability

Salt n' Fork is not liable for any damages arising from your use of our tools or reliance on their output. This includes decisions made based on calculator results, budget analyses, or any other tool output.

Changes to These Terms

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms. We'll update the date at the bottom of this page when changes are made.

Contact

Questions about these terms? Send us a message.

Last updated: March 2026